FOCUS AREAS

Investing as a Corporate VC

As a Corporate VC, we are focused on investing and partnering with startups where there is mutual benefit between the startup and the corporate. Specifically for us (IAG), we are interested in startups who can disrupt and add value along the insurance value chain. These startups tend to fall into three categories:

FOCUS AREAS

Investing as a Corporate VC

As a Corporate VC, we are focused on investing and partnering with startups where there is mutual benefit between the startup and the corporate. Specifically for us (IAG), we are interested in startups who can disrupt and add value along the insurance value chain. These startups tend to fall into three categories:

Emerging technologies

Advanced technologies that transform the insurance value chain or deliver a better customer experience. This includes artificial intelligence and machine learning, computer vision and imagery, IoT and sensors, enhanced reality technologies.

Unique applications of data

Unique datasets or interesting applications of data that help us to better understand our customers, risk parameters and assets. Alternatively, infrastructure and analytical capabilities that help us organise, manage and analyse large datasets.

Disruptive business models

Business models and adjacencies that disrupt and enhance how IAG delivers core product lines to customers. This includes novel solutions across insurtech, fintech, cyber security, proptech, climate tech, transport and mobility.

Specific technology areas we are interested in

Insurance technology that uses AI to automate underwriting, pricing, claims, fraud detection and customer operations with data-driven decision making.

AI-Enabled InsurTech

Emerging technologies that reshapes financial services, creating new digital channels and experiences – looking for adjacent opportunities within insurance.

Emerging FinTech

Technologies related to connected, automated and shared cars powered by software, electrification and real-time data across vehicles, infrastructure and customers.

Future of Mobility

Technology that supports compliance, monitoring, reporting and risk management – including automation for operational efficiency.

RegTech

Specialised Managing General Agents focused on defined customer segments or hard-to-serve risks, using underwriting expertise and tailored distribution.

Niche MGAs

AI-driven systems that automate purchasing, payments and transaction execution on behalf of users. Preparing for a future of agentic insurance transactions.

Agentic Commerce & Payments

Integration of health, life and property insurance through shared data, unified customer journeys and cross-product risk models.

Convergence of Health, Life & General

Technologies that provide the foundations needed to deploy and scale AI effectively across insurance operations.

Edge Data & AI Capabilities

Technologies that help to quantify, model and underwrite new or fast evolving risks such as AI and cyber to enable novel insurance products.

New Products & Emerging Risks

Technologies that supports adjustment of coverage, pricing or triggers dynamically based on live behavioural, environmental or operational data from insured assets.

Real Time & Contextual Insurance

Solutions that reduce the impact of climate-driven perils through prediction, hardening and protective technologies that lower loss severity and improve insurability.

Climate Adaption & Resilience

Innovations in materials, construction and manufacturing that change how assets are built, improve durability and enhance environmental performance.

Alternative Production & Materials

Technologies that automate physical tasks using autonomous systems and robots, creating new classes of operational and insurable activity.

Autonomy & Robotics

Foundational technologies like quantum computing, that give insurers early insight into long-term shifts that will redefine future risk and customer behaviour.

Emerging Tech

Emerging technologies

Advanced technologies that transform the insurance value chain or deliver a better customer experience. This includes artificial intelligence and machine learning, computer vision and imagery, IoT and sensors, enhanced reality technologies.

Unique applications of data

Unique datasets or interesting applications of data that help us to better understand our customers, risk parameters and assets. Alternatively, infrastructure and analytical capabilities that help us organise, manage and analyse large datasets.

Disruptive business models

Business models and adjacencies that disrupt and enhance how IAG delivers core product lines to customers. This includes novel solutions across insurtech, fintech, cyber security, proptech, climate tech, transport and mobility.

Specific technology areas we are interested in

AI-Enabled InsurTech

Insurance technology that uses AI to automate underwriting, pricing, claims, fraud detection and customer operations with data-driven decision making.

Emerging FinTech

Emerging technologies that reshapes financial services, creating new digital channels and experiences – looking for adjacent opportunities within insurance.

Future of Mobility

Technologies related to connected, automated and shared cars powered by software, electrification and real-time data across vehicles, infrastructure and customers.

RegTech

Technology that supports compliance, monitoring, reporting and risk management – including automation for operational efficiency.

Niche MGAs

Specialised Managing General Agents focused on defined customer segments or hard-to-serve risks, using underwriting expertise and tailored distribution.

Agentic Commerce & Payments

AI-driven systems that automate purchasing, payments and transaction execution on behalf of users. Preparing for a future of agentic insurance transactions.

Convergence of Health, Life & General

Integration of health, life and property insurance through shared data, unified customer journeys and cross-product risk models.

Edge Data & AI Capabilities

Technologies that provide the foundations needed to deploy and scale AI effectively across insurance operations.

New Products & Emerging Risks

Technologies that help to quantify, model and underwrite new or fast evolving risks such as AI and cyber to enable novel insurance products.

Real Time & Contextual Insurance

Technologies that supports adjustment of coverage, pricing or triggers dynamically based on live behavioural, environmental or operational data from insured assets.

Climate Adaption & Resilience

Solutions that reduce the impact of climate-driven perils through prediction, hardening and protective technologies that lower loss severity and improve insurability.

Alternative Production & Materials

Innovations in materials, construction and manufacturing that change how assets are built, improve durability and enhance environmental performance.

Autonomy & Robotics

Technologies that automate physical tasks using autonomous systems and robots, creating new classes of operational and insurable activity.

Emerging Tech

Foundational technologies like quantum computing, that give insurers early insight into long-term shifts that will redefine future risk and customer behaviour.